Own Art Finance
OWN ART FINANCE OPTIONS AVAILABLE
This page contains important information about the Own Art scheme. Please make sure that you have read this through carefully before continuing with your enquiry, whether in person or online.
Own Art is a publicly funded scheme available through a network of participating members across the UK. You can use Own Art to help finance the purchase of a wide range of works of art and craft by living artists. This includes ceramics, jewellery, paintings, photography, prints, sculpture and more. Spread the cost of your purchase over ten months, completely interest free. No deposit necessary.
Important information about the Own Art finance offer
You must be over 18 and a UK resident to apply. £250 minimum spend. Credit is subject to status and affordability. Terms and conditions apply.
Credit is provided by Novuna Consumer Finance, a trading name of Mitsubishi HC Capital UK PLC, authorised and regulated by the Financial Conduct Authority with firm reference number 704348. There are consequences for missed payments such as fixed late fees and an adverse impact on your credit file. Finance options vary by participating Own Art member.
Own Art is a Creative United initiative supported by Arts Council England, Arts Council of Wales, Creative Scotland and Arts Council of Northern Ireland. ® The Own Art logo is a registered trademark of Creative Sector Services CIC, a Community Interest Company registered in England and Wales under number 08280539. Registered office: c/o Buzzacott LLP, 130 Wood St, London EC2V 6DL.
Creative Sector Services CIC is a credit broker and not a lender.
Frequently Asked Questions
1. What kind of artwork can I purchase using Own Art?
Own Art loans are designed for works created by living artists, priced between £250 and £5,000. This includes original pieces as well as limited editions (up to 150 in the edition).
2. Is Own Art available outside the UK?
The scheme is only available to UK residents aged 18 and over (subject to a successful application). Sadly, customers outside the UK cannot apply.
3. Am I eligible if I’m a student or currently not working?
To qualify, you need to be employed or self-employed for at least 16 hours per week. Students or those who are unemployed unfortunately won’t meet the criteria for an Own Art loan.
4. Can I use Own Art to buy more than one piece?
Yes — provided each artwork meets the scheme’s eligibility, you can combine several purchases into one Own Art agreement, up to a total of £5,000.
5. When will I receive my artwork after applying?
Once your finance application is approved, we’ll process your order straight away. Delivery times depend on the artwork and can be found in our Delivery Information in our Terms and Conditions.
If your application is unsuccessful, you’re welcome to reorder and pay by another method — or simply call us on 01803 866835 and we’ll be happy to arrange payment and dispatch.